Skip to the content
Worth the Quid

Shop guide · Valve

Paying on Steam from the UK: methods, the wallet and the two-hour refund

The biggest PC shop has the most generous self-service refunds and a wide choice of ways to pay, though not the phone wallets. Here is what a UK account can use and what to know before you top anything up.

In short

Cards, PayPal, Klarna, bank payment through Trustly and paysafecard; no Apple Pay or Google Pay. Refunds within 14 days for anything played under two hours.

Ways to pay

Paying on Steam from a UK account
MethodAccepted?Details
Debit/credit cardYesVisa, Mastercard and JCB for UK accounts; refunds go back to the card.
PayPalYesAccepted; refunds return to PayPal.
Store gift cardYesSteam gift cards and wallet codes. Valve has stopped restocking physical cards in shops and expects them gone by late 2026; digital cards carry on.
Apple PayNoNot in Valve's list of UK payment methods.
Google PayNoNot in Valve's list of UK payment methods.
KlarnaYesListed for UK accounts; Valve does not say which Klarna product is offered.
Bank payment (Trustly)YesPays straight from a UK bank account.
paysafecard and SkrillYesRefunds for paysafecard purchases go to the Steam Wallet only.

The Steam Wallet

The Wallet holds money for Steam purchases, added from your account page or by redeeming a gift card or code. Steam spends it first at checkout. Wallet money cannot be paid back out or moved to another account, and Valve limits the balance plus a day's spending to roughly US$2,000. Unspent top-ups made on Steam are refundable for a fortnight.

Your Wallet currency is fixed by your address when you first add money, so a UK account always pays in pounds. If your card is in another currency, your bank may add a conversion fee.

Refunds

Almost any game is refundable through Steam's help site, for any reason, if you bought it no more than a fortnight ago and have logged under two hours. An add-on is judged the same way, with the clock starting on the day you bought the add-on itself. For items bought inside Valve's own titles the window is two days, provided the item is untouched; in other studios' games the developer decides, and the checkout tells you.

A pre-purchase can be cancelled for a refund right up to launch day; after that the usual fortnight-and-two-hours test runs from release. Money can take a week to come back. Using your bank to reverse a Steam payment instead locks the account until the dispute is settled, so use the refund form first.

Pre-orders

Steam takes payment when you pre-purchase, and you can cancel for a refund at any time before release.

Family controls

Steam Families groups up to six accounts. A child can ask for a game, and the request lands with an adult, who pays for it in the Steam app or from an email. Adults can also hide parts of the store from a child's account. Steam Guard codes protect the account at sign-in.

Which of our games it sells

Our twelve on Steam
GameWhat you getPrice
TerrariaStandard (Windows, Mac, Linux)£8.50
The Elder Scrolls V: Skyrim Anniversary EditionSpecial / Anniversary£34.99
Euro Truck Simulator 2Base game (Windows, Mac, Linux)£16.89
Outer WildsStandard£19.99
Age of Empires II: Definitive EditionDefinitive Edition (Windows and Mac)£25.99
FactorioBase game (Windows, Mac, Linux)£30.00
Ghost of Tsushima Director's CutComplete game with Iki Island and Legends£49.99
Resident Evil 4Standard / Gold Edition£34.99
Diablo IVBase game£41.99
SatisfactoryStandard (Windows)£33.50
Assassin's Creed ShadowsStandard£59.99

Sources