Shop guide · Valve
Paying on Steam from the UK: methods, the wallet and the two-hour refund
The biggest PC shop has the most generous self-service refunds and a wide choice of ways to pay, though not the phone wallets. Here is what a UK account can use and what to know before you top anything up.
Cards, PayPal, Klarna, bank payment through Trustly and paysafecard; no Apple Pay or Google Pay. Refunds within 14 days for anything played under two hours.
Ways to pay
| Method | Accepted? | Details |
|---|---|---|
| Debit/credit card | Yes | Visa, Mastercard and JCB for UK accounts; refunds go back to the card. |
| PayPal | Yes | Accepted; refunds return to PayPal. |
| Store gift card | Yes | Steam gift cards and wallet codes. Valve has stopped restocking physical cards in shops and expects them gone by late 2026; digital cards carry on. |
| Apple Pay | No | Not in Valve's list of UK payment methods. |
| Google Pay | No | Not in Valve's list of UK payment methods. |
| Klarna | Yes | Listed for UK accounts; Valve does not say which Klarna product is offered. |
| Bank payment (Trustly) | Yes | Pays straight from a UK bank account. |
| paysafecard and Skrill | Yes | Refunds for paysafecard purchases go to the Steam Wallet only. |
The Steam Wallet
The Wallet holds money for Steam purchases, added from your account page or by redeeming a gift card or code. Steam spends it first at checkout. Wallet money cannot be paid back out or moved to another account, and Valve limits the balance plus a day's spending to roughly US$2,000. Unspent top-ups made on Steam are refundable for a fortnight.
Your Wallet currency is fixed by your address when you first add money, so a UK account always pays in pounds. If your card is in another currency, your bank may add a conversion fee.
Refunds
Almost any game is refundable through Steam's help site, for any reason, if you bought it no more than a fortnight ago and have logged under two hours. An add-on is judged the same way, with the clock starting on the day you bought the add-on itself. For items bought inside Valve's own titles the window is two days, provided the item is untouched; in other studios' games the developer decides, and the checkout tells you.
A pre-purchase can be cancelled for a refund right up to launch day; after that the usual fortnight-and-two-hours test runs from release. Money can take a week to come back. Using your bank to reverse a Steam payment instead locks the account until the dispute is settled, so use the refund form first.
Pre-orders
Steam takes payment when you pre-purchase, and you can cancel for a refund at any time before release.
Family controls
Steam Families groups up to six accounts. A child can ask for a game, and the request lands with an adult, who pays for it in the Steam app or from an email. Adults can also hide parts of the store from a child's account. Steam Guard codes protect the account at sign-in.
Which of our games it sells
| Game | What you get | Price |
|---|---|---|
| Terraria | Standard (Windows, Mac, Linux) | £8.50 |
| The Elder Scrolls V: Skyrim Anniversary Edition | Special / Anniversary | £34.99 |
| Euro Truck Simulator 2 | Base game (Windows, Mac, Linux) | £16.89 |
| Outer Wilds | Standard | £19.99 |
| Age of Empires II: Definitive Edition | Definitive Edition (Windows and Mac) | £25.99 |
| Factorio | Base game (Windows, Mac, Linux) | £30.00 |
| Ghost of Tsushima Director's Cut | Complete game with Iki Island and Legends | £49.99 |
| Resident Evil 4 | Standard / Gold Edition | £34.99 |
| Diablo IV | Base game | £41.99 |
| Satisfactory | Standard (Windows) | £33.50 |
| Assassin's Creed Shadows | Standard | £59.99 |